LifeGuide Topics

LifeGuide Topics

 
   
PLAN
ACHIEVE
PROTECT
Quarterly
Quarterly
March
 
 
 
Quarterly
March
 
 
 
January & October
Quarterly
June
 
 
 
April Event Driven
June
 
 
 
April Event Driven
September
 
 
 
July or Event Driven
September
 
 
 
July or Event Driven
September
 
 
 
October
December
 
 
 
October
December
     

 

TOPICS

Cash Flow Strategy – Gauge your comfort level and financial capacity for weathering changes in liquid net worth. Stay abreast of personal circumstances, income, savings and spending needs.

 
Employment & Government Benefit Maximization Analyze employment and/or government benefits, pensions, tax-qualified plans, health plans, stock options, social security and Veteran’s benefits.
 
Tax Efficiency – Review past returns. Recommend tax strategies that strive to minimize income, business, and estate taxes.
 
Risk Awareness & Behavioral Finance Profile – Discover how core beliefs drive financial behavior. What is your "money talk"?
 
Relationship Enhancement – Build your community with mentees, proteges, beneficiaries and caregivers. 
 
Retirement Income Maximization – Engage in a retirement income plan or distribution analysis to help ensure that you can target your current retirement and lifestyle goals while in distribution mode.
 
Financial & Legal Document Management – Review how changes are formally addressed as you plan for your estate, business, financial, and personal needs. Archive your most important documents so you can access them securely online, anywhere...anytime.
 
Real Estate, Debt & Mortgage AnalysisEvaluate directly-owned real estate. Evaluate property issues, costs and benefits. Analyze your current mortgage and other debt.
 
Charitable Giving & Philanthropic Intent – Investigate charitable giving opportunities and develop a Charitable Giving Plan. Explore alternative giving opportunities.
 
Income Protection – Evaluate protection for your income in the event of disability/peril (sickness or accident).
 
Long-Term Care & Advocacy – Plan for long-term care medical expenses by analyzing insurance and retirement protection tools and strategies. Advocate on behalf of clients challenged by insurance companies, caregivers, family, and government agencies.
 
Longevity & Legacy – Understand the expenses associates with living beyond expectation and how to implement and manage strategies for that eventually.
 
Health & Wellness Review your health insurance, HSAs, and other forms of insurance.
 
Wealth Protection & Credit Score – Identify potential exposures and consider preventive tools and strategies to reduce risk exposure. Review assets exposed to ownership, liability, special needs, pre- and post-nuptial, and business dissolution issues.
 
Survivor, Dependent & Special Needs Protection – Provide income, assets, and estate liquidity for those who depend on you.
 
Property & Casualty Risk – Assess options for reducing cost of insurance or to self -insure.
 
Account Titling & Beneficiary Review – Conduct a regular review of how your assets are titled, who you’ve given powers to, and who you’ve named as beneficiaries.
 
Digital Asset Protection & Web Security – Evaluate issues surrounding your online presence and intellectual property. Discover potential weaknesses and threats.